Novarica Online Learning acknowledges the following student accomplishment

Signature | Matthew Josefowicz Matthew Josefowicz President/CEO Novarica

Novarica | FITS Certificate | Novarica Online Learning

We hereby certify that:

Saikat Dhar

successfully completed, received a passing grade, and was awarded this platform's Honor Code Certificate of Completion in:

Novarica | FITS: Foundations of Insurance Technology Strategy

Certificate ID number: 30cdc20745b1413bb6eaf18f1a6fbab6
Date issued: September 22, 2022